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Best Medicare Supplement Plans in Georgia 2021

Residents of Georgia, either new on social security or those who have been a while, maybe shopping for a Medicare Supplement insurance plan. After all, with Part A, available to most residents who have worked 40 quarters, you pay a deductible but then Medicare covers the rest of the hospitalization bill for 60 days. After that, the longer you stay in the hospital, the more you will pay.

Medicare also allows up to 20 days to recover in a nursing facility care unit and pays a portion of your stay from 21 to 100 days. There are also provisions for home health care and hospice care. Medicare Part B, covers basic health insurance, and people always pay a premium for Parts A and B.

Best Medicare Plans in GA for 2021

Medicare supplement plans cover many of the out-of-pocket costs that come with Original Medicare. Copayments, deductibles, and coinsurance add up quickly and many Medicare beneficiaries in Georgia look to supplement plans as a way of minimizing costs. However, the Best Medicare Plans in GA for 2021, you normally need to see a local insurance agent who deals with Medicare Plans.

Medicare Supplement Plans in Georgia 2021

Yes, you can shop online, but then you have to keep filling out quote sheets on the internet over and over again. In general terms, its best to deal with a local insurance agent that offers several Medicare plans and have them walk you through the comparisons.

Medicare Plan G in GA for 2021

Medicare Plan G in GA for 2021 is the most popular of all Medicare supplement plans. It offers the widest range of benefits for the lowest cost.

Plan G includes:

  • Part A Coinsurance and hospital costs that cover 100 percent of coinsurance and hospital costs, and offer you an additional 355 days of hospitalization coverage over and above what Medicare Part A offers, which is roughly 90 days in most cases.
  • 100 percent of Part B coinsurance or deductible
  • All expenses not covered by Medicare for three pints of blood
  • 100 percent of Part A hospice care coinsurance or copayment
  • 100 percent of Part B excess charges. (note, Part B deductibles are not covered, but in 2020, the Part B deductible was only $198 per year.
  • 80 percent of travel expenses (though limited to the plans benefit cap) for Foreign Travel emergencies.

All Plan G benefits are standardized, but that does not mean they all cost the same. Be sure and ask your insurance agent about options to get a high deductible Plan G. High deductible Plan G offers all of the same benefits that a normal Plan G does, but the price is significantly reduced because the Plan G benefits do not kick in until after you pay the deductible.

If you are a skittish person and want all bases covered, do not select a high deductible Plan G. However, if want to save yourself quite a bit of money on premiums, a Plan G high deductible plan just may be your ticket.

Medicare Supplement Prices in GA 2021

Medicare Supplement Prices in GA 2021 are priced both by your age and sex, as well as by the state you live in. If you live in Atlanta for example, expect to pay more than if you live in rural Georgia. In addition, each health care insurer sets its own rates, so prices can vary significantly. Typically, Plan G will run around $130 per month but the results can significantly vary from one insurance company to another. An example of a private insurance company that offers Medicare supplement plans to residents of Georgia is AARP.

If you are wondering which Medicare supplement plan is right for you, give us a call at 855-249-0191. Our experienced insurance agents would be happy to assist you in your Medigap journey.