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AARP Medicare Supplement Plans 2021

If you are getting closer to 65, then you are eligible for Medicare. There is a six-month enrollment period around your birthday when you can sign up. But before your birth month, you should have done enough research about Medicare.

Medicare covers some of your healthcare expenses once you enroll. According to research, your Original Medicare will only cover about 65% of all your health expenses as a senior. You need a supplemental health insurance plan to cover the cost that Medicare does not. Many people resort to a Medicare Supplement Plan.

Medicare Supplement Plans help you pay coinsurance and copayments that Original Medicare won’t pay. There are many Medicare Insurance plans, most of which are standardized across the United States.

While you consider the Medigap plan to enroll for, you should also consider the Medicare Supplement insurance providers in your area. One of the most prominent insurance policy companies is AARP. More so, AARP Medicare Supplements Plan 2021 are some of the most comprehensive Medigap plans available.

Who is AARP?

Founded in 1958, AARP was initially known as the American Association of Retired Persons. AARP is an organization that cares about the health and wellness of people as they age. In the beginning, AARP’s focus was on retired citizens. But as time passed, they focused more on elderly people.

AARP does not sell Medicare Supplement insurance policies. But since the company cares about the empowerment and health of elderly people, it partnered with UnitedHealthcare. AARP Medicare Insurance plans 2021 are Medigap plans endorsed by AARP and sold by UnitedHealthcare.

Why Choose AARP Supplement Plans 2021?

Wherever you are in the United States, and whichever insurance company you buy from, Medigap plans offer the same benefits. So, why is AARP different?

AARP Medicare Supplement insures more than 3.5 million people in the United States. The Medigap insurance coverage is available in 50 states. There are a few reasons why AARP Medigap by UnitedHealthcare is the favorite insurance policy provider for most people in the United States. The reputation of both AARP and UnitedHealthcare makes for a great reason. But it is not just the reputation.

One of the benefits of choosing AARP is the rate stability. Your insurance policy rates get higher as you grow older, but AARP has one of the most stable rates. While the rates may also increase yearly, the rates and prices are still very cost-effective for you.

The rate of AARP Medicare Supplement plans increased by an annual average of 3.6% between 2010 and 2014. Between 2014 and 2018, the rates only increased by an average of 2.8% every year. These rates are affordable and many elderly people can keep up.

If you enroll for an AARP Medicare Supplement plan within a date from your 65th birthday, or when your Medicare Part B starts, AARP offers you an enrollment discount. The discount is given in up to 30 states. If you enroll later than the specified period, you still get a discount but at 35% off. Your discount will be reduced by 3% every year.

With AARP Medicare Supplement Plans 2021, you can switch from a Medigap plan to another if you qualify. Also, the process of enrolling in an AARP Medigap plan is simple. There are no administrative hassles.

Apart from the standardized benefits you get with a Medigap plan, AARP Medicare Supplement plans 2021 offer additional perks such as:

  • Gym membership
  • Pharmacy and other discount programs e.g. hearing aids, screenings etc.
  • Wellness coaching
  • 24-hour access to health care professionals and nurseline.
AARP Medicare Supplement Plans 2021

AARP Supplement Plans 2021

AARP Medicare supplements offer Plans A, B, C, F, G, K, L, and N. In 2021, AARP will not be able to offer plans F and C to new beneficiaries. This is due to the Medicare guideline that discontinued Medigap covering Part B deductibles. The Plans G and N are close-cut to Plan F. And offer a range of encompassing benefits.

With an AARP Medicare supplement plan in 2021, you will be able to get standardized coverage including:

  • Parts A and B Copay
  • Part B excess charges
  • Emergency care in foreign country
  • Nursing services coinsurance
  • Part A hospice care coinsurance
  • First three pints of blood needed annually for medical treatment, and much more.

Check all the available AARP Supplement plans and choose the best for you. If you have more questions or inquiries about AARP Medigap plans or Medicare, feel free to contact us. We would love to help you out. 

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